There are different types of policies which provide protection to your home. There are those that cover basic perils, but do not offer, for example, theft or Extended Replacement Cost for the dwelling. Extended Replacement Cost is an additional amount of coverage, usually 125% or 150% of the dwelling amount. It acts as a “buffer” in the event you need more than the dwelling amount specified on the policy at the time of a loss. With this, you will not find yourself underinsured.
« January 2008 | Main | March 2008 »
February 2008
February 12, 2008
February 07, 2008
Happy New Year...again!
2008: The Year of the Rat
If you didn't get your fill of New Year's festivities a few weeks ago, get ready for round two!
The Lunar New Year, often called the Chinese New Year, starts on February 7th, when the Year of the Rat officially begins.
The celebrations continue for a week, including the annual Golden Dragon Parade in Hollywood on February 9th.
Learn more about the Year of the Rat
Check out the Top 10 Chinese New Year Superstitions
February 06, 2008
February 05, 2008
Going green on Valentine's Day
Valentine's Day Organic Chocolates
Delight your sweetheart with this red velvet heart-shaped box of gourmet chocolate!
Each box contains 17 pieces of hand-decorated, heart-shaped ganache (soft centered truffles) made from single origin, fair trade Costa Rican chocolate.
Each classic heart contains three gourmet flavors: sweet and tart Bing Cherry ganache, creamy white Madagascar Vanilla Bean, and paisley-shaped Jamaican spice caramels. Trust us—it doesn't get any better than this!
Organic Style says, "We offer eco-luxury at eco-nomical prices. We want our environmentally and socially responsible products to be affordable–for everyone. That's another way we're making a difference."
Check www.OrganicStyle.com and see what you think
Selling for more...even in a Buyer's Market
If you're planning to put your home on the market in time for spring, now's the time to get it ready to show.
But wait, it's still a buyer's market. What can you do to catch the buyer's eye and get them to make an offer?
It's going to take more than a fresh coat of paint and a new welcome mat. A buyer's market raises the stakes, and you'll find you need to do a lot more work on your home than you think, if you want to get the highest price possible.
You've heard that you should clean, paint and repair, but that may not be enough. If your home is cluttered and in disrepair, buyers won't pay top dollar.
Knowing how buyers reason should help you pick which updates are most likely to help you sell your home.
Let's take the most basic selling suggestions and explore why these are such important mantras.
Continue reading "Selling for more...even in a Buyer's Market" »
February 04, 2008
Before you go raw: Is all Sushi healthy?
The Raw Truth Behind Modern Sushi
Traditional Japanese sushi is a dieter's dream, thanks to its heart-friendly, low-fat ingredients. But leave it to Americans to supersize it.
What started out as truly lean cuisine now arrives on platters for one that could easily feed a family of four. Likewise, Japanese sushi kitchens don't use oil or mayo, says Hiroko Shimbo, chef and author of The Sushi Experience.
Yet, chances are your favorite sushi bar serves fried shrimp and spicy tuna plumped up with the bad stuff. What's a calorie-counting sushi lover to do? For starters, don't tackle a 20-piece sushi boat yourself! And follow our lead: Get the skinny on the four fattest and leanest choices right here.
Meshi-agare (Japanese for bon appetit)!
Continue reading "Before you go raw: Is all Sushi healthy?" »
Light Up Your Life...and Lamps
10 New Energy Efficient Light Bulbs for all Your Fixtures
Have an obscure fixture? A vintage sconce, or decorative mount?
What about that dimmable lamp? No problem! Enlighten 'hard to fit fixtures' with compact fluorescent bulbs (CFLs).
Finally, compact fluorescent light bulbs are available in a variety of shapes, sizes, even colors. Check out TheDailyGreen's guide to new CFLs, and you'll be sure to find the best bulb for your buck.
How CFLs work...and how they save you time and $$$
February 03, 2008
Keeping it off when it's cold
Top 10 Winter Workouts
When the weather turns cold, you don't have to put your fitness routine on ice. Look at these 10 fun, calorie-burning activities that will help you stay in shape and lose weight all winter.
10: Fitness DVDs
- Don't feel like heading out to go to the gym? Invest in some dumbbells and a stash of fitness DVDs and get fit in your living room. With your gym at home, all you have to do is roll out of bed and press 'play.'
9: Pilates
- Sculpt your abs and back with Pilates. Whether you use DVD instruction or take a class, this mat-based exercise is a great way to strengthen your core.
February 01, 2008
Fun for the big kids
Prank Monkey in partnership with the City of Hermosa Beach creates a fun, social, and competitve atmosphere for adults.
Prank Monkey organizes tournaments and leagues on the beach, fields, and gyms to play Co-Ed, Women's, and Men's sports. Prank Monkey also hosts social events such as 1st Friday-of-the-month Happy Hours.
To kick off 2008, Prank Monkey is sponsoring: Co-Ed Flag Football League on the Beach! Starting February 10, the biggest flag football league in South Bay will be back in action every Sunday afternoon! All skill levels are welcome to play!
For more details about Flag Football or Prank Monkey visit: www.PrankMonkey.org
